If you’re in an accident, calculating for lost wages and loss of future earning potential is fairly easy if you're an employee working for someone else. If you're self-employed, however, the issue becomes more complex. Factors Used to Determine Lost Income...

Knowing who is covered by your auto insurance policy is vital since misunderstanding the limits of your coverage can be a costly mistake if an accident occurs. If you lend your car to someone who is not listed as a named driver on your policy, you can't assume that...

When you're traveling on vacation, it's hard to beat the convenience of a rental car. However, it's vital that you protect yourself by thoroughly investigating the limits of any applicable rental car insurance. Do not automatically assume your rental car is properly...

It's a noble thought to want to help a friend in need, but letting your friend borrow your car could turn out to be a costly mistake. Depending on the terms of your auto insurance policy, your friend might not be covered if he causes an accident. How Permissive Use...

Excluded drivers are not covered by an insurance policy in the event of an accident. If you've recently been in an auto accident, verifying that the other driver has valid insurance coverage is a key step in processing your personal injury claim.  About Excluded...

Typically, a car insurance policy covers the policyholder and those members of the household who are old enough to drive or those who've been specifically added to the policy by name. Many policies also have provisions for permissive use of borrowed vehicles, although...

Most people purchase car insurance based on price alone, but there are some important differences in coverage that you should be aware of. One type of supplemental coverage you should consider adding to your policy is MedPay coverage. MedPay is not a legally required...

If you feel fine immediately after a car accident, it might be tempting to simply brush off the incident as bad luck and continue with your day. However, many symptoms of injury may not appear until a later date. It's important to be evaluated by a medical...

A police chase may be exciting to watch on television, but being an innocent bystander during a chase can be extremely frightening. If you've suffered injuries as the result of a chase, consulting an attorney is the best way to determine how to protect your right to...